Leverage ISO 20022 Request for Payment Messaging for B2B Faster Transactions
Experience Real-Time Account Funding and Instant Digital Invoice Payments with FedNow® Payments
Instant Digital Invoicing with FedNow®
Payments – ISO 20022 RfP Messaging
Experience the future of payments with our
Instant Digital Invoicing solution powered by FedNow® Payments.
Utilizing ISO 20022 Request for Payment messaging, this platform
delivers rapid, secure, and seamless invoice processing. Real-time
account funding ensures your cash flow is continuously optimized.
Integrated with your existing systems, it provides a reliable and
efficient payment experience.
Our FedNow® solution transforms the invoicing process with immediate notifications and automated reconciliation. The advanced ISO 20022 RfP standard streamlines communication between financial institutions and merchants. Enhanced security measures reduce payment delays and manual intervention. This innovative platform meets the evolving demands of modern businesses seeking fast, secure, and integrated digital invoicing.
Instant Digital Invoicing with FedNow® Payments
Streamline Your Transactions with FedNow® RfP Digital
Wallet Solutions
Accelerate your business operations
with our Digital FedNow Wallet Real-Time Account Funding
Request for Payment Mechanism Messaging B2B FedNow® Payments.
This state-of-the-art solution delivers instant payment
capabilities for digital invoices, enabling real-time account
funding that boosts cash flow and operational efficiency. Enjoy
features such as automated reconciliation, robust encryption,
seamless integration with existing systems, and user-friendly
dashboards—all designed to streamline your payment cycles and
reduce manual intervention. Secure, efficient, and built for
high-volume environments, our solution transforms your invoicing
process into a swift, error-free experience.
Over the long term, leveraging our FedNow® solution means sustained improvements in liquidity, reduced processing times, and enhanced financial transparency. With continuous real-time notifications and proactive risk management, your business gains full visibility into every transaction. Experience cost savings through lower administrative overhead while maintaining complete payment certainty. Embrace this innovative solution to drive long-term growth and secure a competitive edge in today's dynamic market.
Creation Request for Payment Bank File
Enhance Your Digital FedNow Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Digital FedNow payment processing pricing
